As of May 1, 2012
| Share Secured |
Share Rate + 3.00%* |
| Certificate Secured |
Certificate Rate + 3.00% |
| *Rates subject to change without notice. Payment nor term will change if rate increases or decreases. |
|
Personal Loan
Terms up to 48 Months
|
As low as 9.00%* |
Overdraft Protection
(Revolving) |
15.00% |
|
* Interest rate is based on an evaluation of applicant's credit. Your actual rate may vary. Rates shown reflect a 0.25% discount for automatic loan repayment from your Hoya FCU checking account with direct deposit. The minimum loan amount for a Signature/Personal loan is $500 and the maximum loan amount is $20,000. Payments at 9.00% APR for 48 months are approximately $24.89 per month, per thousand dollars.
|
New Auto Fixed;
Up to 48 Months |
100% of the price of the MSRP-New |
As low as 1.99%* |
New Auto Fixed;
Up to 60 Months |
100% of the price of the MSRP-New |
As low as 3.00%* |
|
New Auto Fixed;
Up to 72 Months
|
100% of the price of the MSRP-New |
As low as 4.50%* |
Used Auto Fixed;
Up to 48 Months
2008 or newer |
100% of the NADA Retail Value-Used |
As low as 3.00%* |
Used Auto Fixed;
Up to 60 Months
2008 or newer (Minimum $20,000) |
100% of the NADA Retail Value-Used |
As low as 4.50%* |
Used Auto
up to 72 Months
2008 or newer (Minimum $30,000.00) |
100% of the NADA Retail Value |
As low as 5.25%* |
Used Auto
up to 42 Months
2007 Models |
80% of the NADA Retail Value |
As low as 5.00%* |
Used Auto
up to 36 Months
2006 Models |
80% of the NADA Retail Value |
As low as 6.00%* |
| * Interest rate is based on an evaluation of applicant's credit. Your actual rate may vary. Rates shown reflect a 0.25% discount for automatic loan repayment from your Hoya FCU checking account with direct deposit. Other rates and terms are available. Payments at 1.99% APR for 48 months are approximately $21.70 per thousand, per month. |
| 5 Years |
80% LTV |
4.50% |
| 10 Years |
80% LTV |
5.25% |
| 15 Years |
80% LTV |
6.65% |
| Home Equity Line of Credit (HELOC) Revolving |
80% LTV |
4.50%** |
|
**HELOC Annual Percentage Rate (APR) is indexed to the Prime Rate as quoted in the Wall Street Journal and is set as of four days prior to the beginning of the new quarter. The Prime Rate as of March 26, 2012 was 3.25%. The minimum rate is 4.50% and the maximum rate is 18%. All real estate loans require Homeowners Insurance. Payments may change if the index changes. Minimum loan amount for Home Equity Loan and HELOC is $10,000 and the maximum loan amount is $150,000.
|
Please be advised that Mortgage rates change daily. For current rates, please contact CU Mortgage Group.
Office (703) 752-7045
Toll Free (888) 401-1221
Cell (703) 629-2714
Fax (800) 315-3181 |
Rates are subject to change without notice.