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Fee Schedule

Effective April 1, 2014

Credit Union Membership
Membership Share (par value) $25.00
Early Account Closure $5.00, if account closed within first six (6) months
Share Savings Account
Excessive Withdrawal Fee $5.00 per withdrawal, in excess of six (6) per month
Club Account Withdrawal Fee $25.00 per request, in excess of one withdrawal for Holiday Club, two withdrawals for Vacation Club within a calendar year
Share Draft Checking
Insufficient Funds (NSF) Fee $30.00 per item
Stop Payment Fee $25.00 per item
Check Order Fee Prices vary depending upon style
Draft/Check Copy $3.00 per draft/check

Overdraft Advance Fee
(Courtesy Pay)

$30.00 per item

Transfer Fee
(Overdraft from Savings)

$2.00 per item
Online Banking Services
Online Banking Free
Bill Payment (unlimited) Free when enrolled in eStatements, otherwise $5.00 per month
ACH Transfers In $1.00
ACH Transfers Out $1.00
Pay Me (ACH Authorizations) $1.00
Insufficient Funds $30.00 per item
Stop Payment $25.00 per item
Other Service Fees
Account Reconciliation Fee $15.00 per hour ($15 minimum)
Account Research Fee $25.00 per hour ($25 minimum)
Statement Copy $5.00 per statement
Returned Deposited Item $25.00 per item
Items Sent for Collection Fee No Charge
Wire Transfer Fee --- Domestic $25.00 per transfer
Dormant Account Fee $5.00 per quarter, after 12 months dormant

Locator Fee
(Bad Address/Returned Mail)

$5.00 per incident
Notary Fee $2.00 per seal
Official Check Fee $2.00 per check
Foreign ATM Use (Withdrawals/Inquiries) $1.00 per request
ATM Non-Sufficient Funds Fee $25.00 per request
ACH Origination Fee $1.00 per transaction, billed annually
Replacement Card
(Check Card/ATM)
$3.00
Replacement PIN
(Check Card/ATM)
$2.00
Late Payment $25
Late Payment Credit Card $25
Western Union
--- Domestic

$20

Western Union
--- International


$30 plus 2% of the total