Now that the festivities are winding down, you may be faced with the reality of your holiday spending. If you didn't have a plan before you started your shopping, there's still time to put together one now to help you maximize your savings.
Hoya Federal Credit Union offers three money-saving solutions:
• Visa Balance Transfers
Transfer your high-rate credit card balances to a low-rate Hoya FCU VISA credit card. Our Platinum card rate is just 9.90% APR and there are no fees for balance transfers.
• Home Equity Loan
Take advantage of the equity you have built up with a low interest Hoya FCU Home Equity Loan to pay off your holiday bills and other debts. The interest you pay may even be tax deductible, so consult your tax advisor.
• Signature (Personal) Loan
Consolidate your bills into one, low monthly payment with a Hoya FCU Signature Loan with fixed-rates as low as 9.00% APR.
Don't let your holiday debt hold you back. Drop by or call to discuss our money-saving solutions or apply online today.
*Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary. Rate is subject to change without notice. Rate includes a 0.25% discount for automatic loan repayment from your Hoya FCU checking account with direct deposit/payroll deduction. Other rates and terms are available. Payments at 9.00% APR for 48 months are approximately $24.88 per thousand, per month. Platinum VISA card rates are fixed at 9.90% APR. Other credit cards are also available.