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Surcharge-Free ATMs

Surcharges are out! Convenience is in.

We belong to the Allpoint ATM Network, the largest surcharge-free ATM network in the country. With 43,000 surcharge-free ATMS worldwide, it’s easier than ever before to access your accounts.

  • United States - 35,000 ATMs
  • United Kingdom & Puerto Rico - 2,500
  • Mexico - 2,500
  • Australia - 5,000

That's 43,000 Worldwide and 35,000 Nationwide!

Enter your zip code to find a surcharge-free ATM near you:

Your Hoya Visa Check Card also provides access at thousands of ATMs on the Star, Cirrus, American Express, and The Exchange networks. You can make deposits at any Hoya FCU owned machine.

Note: Some Allpoint ATMs may still display a surcharge screen during your Allpoint ATM transaction. If that happens, simply enter “Yes” to accept the surcharge and proceed with your withdrawal. YOU WILL NOT BE CHARGED THE SURCHARGE. However, you may be charged the HOYA Foreign ATM Fee when using an Allpoint ATM.